LIC AAO Specialist & Assistant Engineer Recruitment 2025
Life Insurance Corporation of India – 32nd Batch
Total Posts: 491 (AAO: 410 | AE: 81)
🗓️ Important Dates
| Event | Date |
|---|---|
| Online Application Start | 16 August 2025 |
| Last Date to Apply | 08 September 2025 |
| Preliminary Exam | 03 October 2025 (Tentative) |
| Main Exam | 08 November 2025 (Tentative) |
| Download Call Letter | 7 days before exam |
📊 Vacancy Details
| Post | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
| AE (Electrical) | 4 | 3 | 8 | 3 | 13 | 31 |
| AAO (CA) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (CS) | 1 | 1 | 2 | 1 | 5 | 10 |
| AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
| AAO (Legal) | 4 | 2 | 7 | 3 | 14 | 30 |
| GRAND TOTAL | 70 | 35 | 121 | 52 | 213 | 491 |
PwBD Reservation: LD: 7 | VI: 4 | HI: 5 | ID/MD: 5 (Total 21 posts)
🎓 Eligibility Criteria
| Post | Age Limit | Educational Qualification | Experience Required |
|---|---|---|---|
| AE (Civil) | 21-30 years | B.Tech/B.E. (Civil) from AICTE recognized University | 3 years post qualification experience in multi-storied building projects |
| AE (Electrical) | 21-30 years | B.Tech/B.E. (Electrical) from AICTE recognized University | 3 years post qualification experience in multi-storied building projects |
| AAO (CA) | 21-32 years | Bachelor’s Degree + CA Final + Associate membership of ICAI | Articles completion as per ICAI |
| AAO (CS) | 21-30 years | Bachelor’s Degree + Qualified Member of ICSI | Not specified |
| AAO (Actuarial) | 21-30 years | Bachelor’s Degree + 6 papers of Institute of Actuaries | Not specified |
| AAO (Insurance) | 21-30 years | Bachelor’s Degree + Fellowship of Insurance Institute (Life) | 5+ years in Life Insurance Companies (IRDAI regulated) |
| AAO (Legal) | 21-32 years | LLB with 50% marks (45% for SC/ST/PwBD) | 2+ years as Advocate or Law Officer |
Age Relaxation: SC/ST: 5 years | OBC: 3 years | PwBD (General): 10 years | Ex-Servicemen: 5 years | LIC Employees: 5 years additional
💰 Salary & Benefits
💼 Pay Scale & Emoluments
| Component | Details |
|---|---|
| Basic Pay | ₹88,635 per month |
| Pay Scale | ₹88,635 – 4,385(14) – 150,025 – 4,750(4) – 169,025 |
| Total Emoluments | Approximately ₹1,26,000 per month in ‘A’ Class city |
| Additional Benefits | • House Rent Allowance • City Compensatory Allowance • Defined Contributory Pension • Special Allowance for Insurance/Actuarial Exams • Gratuity, LTC, Medical Benefits • Group Insurance & Mediclaim • Vehicle Loan (2/4 wheeler) • Mobile expenses, Furniture reimbursement • Meal coupons, Maid allowance |
📝 Selection Process
🎯 Three-Stage Selection
- Preliminary Examination (Online)
- Main Examination (Online)
- Interview (Face-to-face)
- Pre-recruitment Medical Examination
📋 Preliminary Exam Pattern (AAO Specialist)
| Section | Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 min | English & Hindi |
| Quantitative Aptitude | 35 | 35 | 20 min | English & Hindi |
| English Language* | 30 | 30 | 20 min | English only |
| Total | 100 | 100 | 60 min | – |
*English Language is qualifying in nature
📋 Main Exam Pattern (AAO Specialist)
| Section | Questions | Marks | Duration | Qualifying Marks (Others/SC-ST-PwBD) |
|---|---|---|---|---|
| Reasoning Ability | 30 | 30 | 20 min | 15/13 |
| General Awareness (Insurance & Financial) | 20 | 20 | 10 min | 10/9 |
| Professional Knowledge | 50 | 100 | 30 min | 50/45 |
| Professional Knowledge (Descriptive) | 4 out of 6 | 150 | 60 min | 50%/45% |
| English Language (Descriptive)* | 2 | 25 | 30 min | 10/9 |
*English Language Descriptive is qualifying in nature
🎤 Interview Details
| Maximum Marks | 60 |
|---|---|
| Qualifying Marks (General/EWS/OBC) | 30 |
| Qualifying Marks (SC/ST/PwBD) | 27 |
| Candidates Called | 3 times the number of vacancies |
📚 Syllabus Overview
🧠 Reasoning Ability
- Logical Reasoning
- Alphanumeric Series
- Ranking/Direction/Alphabet Test
- Data Sufficiency
- Coded Inequalities
- Seating Arrangement
- Puzzle
- Tabulation
- Syllogism
- Blood Relations
- Input Output
- Coding Decoding
🔢 Quantitative Aptitude
- Simplification
- Profit & Loss
- Mixtures & Alligations
- Simple Interest & Compound Interest
- Time & Work
- Time & Distance
- Percentage
- Ratio & Proportion
- Average
- Age Problems
- Mensuration
- Data Interpretation
- Permutation & Combination
- Probability
🗣️ English Language
- Vocabulary
- Grammar
- Sentence Completion
- Synonyms
- Antonyms
- Reading Comprehension
- Cloze Test
- Para Jumbles
- Miscellaneous
- Fill in the blanks
- Multiple Meaning/Error Spotting
- Paragraph Completion
🌍 General Awareness (Insurance & Financial Markets)
- Banking and Insurance Awareness
- Financial Market Awareness
- General Knowledge
- Current Affairs
- Static Awareness
- Insurance Sector Developments
- Economic and Financial Awareness
- National and International Events
💼 Professional Knowledge (Varies by Specialization)
| Specialization | Key Topics |
|---|---|
| Chartered Accountant | Accounting, Taxation, Auditing, Corporate Laws, Financial Management |
| Company Secretary | Company Law, Securities Law, Corporate Governance, SEBI Guidelines |
| Actuarial | Mathematics, Statistics, Probability, Financial Economics, Life Contingencies |
| Insurance Specialist | Insurance Principles, Life Insurance, IRDAI Regulations, Product Knowledge |
| Legal | Constitutional Law, Contract Law, Insurance Laws, Tort Law, Legal Procedures |
💳 Application Fee
| Category | Fee Amount |
|---|---|
| SC/ST/PwBD Candidates | ₹85 + GST + Transaction Charges |
| All Other Candidates | ₹700 + GST + Transaction Charges |
Note: Application fees are non-refundable. Payment to be made online only.
🏢 Posting Details
| Post | Posting Location | Initial Period |
|---|---|---|
| AAO (CS) | Mumbai only | – |
| AAO (CA) & AAO (Actuarial) | Mumbai or any of 8 Zonal Offices | – |
| AAO (Insurance Specialists) | Mofussil branch | At least 5 years |
| AAO (Legal) | Branch anywhere in India, then legal cells | Up to 1 year |
| Assistant Engineers | As per corporation requirement | – |
📋 Service Conditions
Probation Period: 1 year (extendable up to 2 years)
Service Bond: Minimum 4 years service commitment. Liquidated damages of ₹5,00,000 if leaving before completion.
💼 Key Service Features
- Regular permanent posts
- Continuous assessment during probation
- Transfer/posting as per corporation needs
- Governed by LIC Staff Rules, 1960
- Pre-recruitment medical examination mandatory
📝 How to Apply
🚀 Application Process
- Visit official website: www.licindia.in
- Click on “Careers” section
- Find “Recruitment of AAO (Specialists/Assistant Engineers) 2025”
- Click “New Registration” for first-time users
- Fill application form with accurate details
- Upload required documents (Photo, Signature, Thumb impression, Declaration)
- Pay application fee online
- Submit application and take printout
📄 Required Documents
- Photograph: 4.5cm × 3.5cm, passport style, color
- Signature: With black ink (not in CAPITAL letters)
- Left Thumb Impression: On white paper with black/blue ink
- Handwritten Declaration: In English, on white paper
- Educational Certificates: All mark sheets and degree certificates
- Experience Certificates: For relevant work experience
- Caste Certificate: For SC/ST/OBC candidates
- EWS Certificate: For EWS category candidates
- Disability Certificate: For PwBD candidates
📝 Document Specifications
| Document | Specifications |
|---|---|
| Photograph | 200×230 pixels, 20-50 KB, JPG format |
| Signature | 140×60 pixels, 10-20 KB, JPG format |
| Thumb Impression | 240×240 pixels, 20-50 KB, JPG format |
| Declaration | 800×400 pixels, 50-100 KB, JPG format |
⚠️ Important Instructions
🚫 Negative Marking
Preliminary Exam: 1/4 mark deducted for each wrong answer
Main Exam: No negative marking
📱 Prohibited Items
- Mobile phones
- Smart watches
- Calculators
- Electronic devices
- Pagers
🔐 Security Measures
- Biometric Verification: Thumb impression/IRIS scan at multiple stages
- Photograph Matching: At exam venue and interview
- Anti-copying Measures: Response pattern analysis
- Document Verification: Original certificates required
Pre-exam Training: Available for SC/ST/OBC/PwBD candidates. Register within one week of application deadline at nearest LIC Divisional Office.
🏥 Medical Examination
Selected candidates must undergo Pre-Recruitment Medical Examination and be declared medically fit before appointment.
👥 PwBD Guidelines
| Facility | Eligibility | Benefit |
|---|---|---|
| Scribe Facility | Visually impaired or writing speed affected candidates | At own cost, one step below qualification |
| Compensatory Time | PwBD candidates (40%+ disability) | 20 minutes per hour |
| Magnified Font | Visually impaired (40%+ disability) | Enlarged text display |
📞 Contact Information
| Official Website | www.licindia.in |
|---|---|
| Careers Section | www.licindia.in > Careers |
| Head Office | Central Office, “Yogakshema”, Jeevan Bima Marg, Mumbai-400021 |
| Notification Date | 16 August 2025 |
⭐ Key Points to Remember
- ✅ Apply for ONE POST ONLY – Multiple applications will result in cancellation
- ✅ Age calculated as on 01.08.2025
- ✅ All educational qualifications must be declared by 01.08.2025
- ✅ Online mode application only – No other mode accepted
- ✅ Call letters available 7 days before exam
- ✅ Preliminary exam marks NOT counted for final merit
- ✅ Interview attendance is MANDATORY for final selection
- ✅ Final merit = Main Exam marks + Interview marks
- ✅ No waiting list – Only main list candidates selected
- ✅ Service bond of 4 years with ₹5 lakh penalty for early exit
🚀 Apply Now
📝 APPLY ONLINE – LIC Official Website
Application Period: 16 August 2025 to 08 September 2025
⚠️ Disclaimer: This information is compiled from the official notification. Candidates are advised to refer to the official LIC website for the most accurate and updated information. The author is not responsible for any discrepancies.
🎯 Best of Luck to All Candidates!
Prepare well, stay updated, and give your best shot at this prestigious opportunity with LIC!
